Monday, 13 February 2017


The Nigerian Customs service has on Thursday, delivered food, clothes and toiletries to the internally displaced persons (IDP) in Adamawa state. Premium times reports that amongst the relief materials, were seized items by the Nigerian Customs.
The chairman of National Logistics Committee on IDPs, Mr. Abdulkadir Azarema, stated at the presentation ceremony in Yola, that the donation was the third received by the state so far. He said; “Today, the National Logistics Committee on Distribution of Relief Items to Internally Displaced Persons (IDPs) is handing over items that we strongly believe will boost the ongoing efforts to resettle IDPs in their ancestral homes.”
He also commended the efforts of the government to fund the transportation of the items from the warehouses across the country.
“We also commend the efforts of Local Organizing Committee for collaborating with National Committee and the State Government to ensure smooth distribution of the relief materials,” He said. Mr Azarema called for transparency among designated officials in the distribution of the relief materials.

Also present at the event, was the Deputy Governor of Adamawa State and chairman of Adamawa State Emergency Management Agency, Martins Babale, who spoke of his delight at the gesture by the service. He stated that the assistance will greatly help the IDPs. Adding that the materials would be fully utilised, and the government of the state will ensure the materials fulfil its sole purpose of assisting the IDPs.


Financial experts have advised the Federal Government to apply caution in implementing the 2017 budget on a deficit of N2.3 trillion; citing that there is need for careful analysis of the borrowing plan intended for financing the budget.
This was explained at the 2017 budget seminar held in Lagos on Saturday, organised by securities and exchange commission (SEC). The experts predicted that in order for Nigeria to attain a substantial degree of stability, government must reconcile the difference between its fiscal and monetary policies. They maintained that reasonable caution while borrowing along with careful alignment of the fiscal and monetary policies would solve all structural issues currently faced by the Nation, thereby improving economic growth.
The 2017 budget which sums to  about N7.3 trillion is intended to be financed by borrowing. The guardian reports that an estimated N4.9 trillion of aggregate revenue is available for the budget funding, meaning a deficit of N2.36 trillion would be generated by borrowing. The guardian understands that the Federal Government will generate over N1.067 trillion from external sources, and N1.254 trillion from the domestic market.
According to the CEO of Quest Advisory Services Limited, Mr. Bayo Rotimi, who said deficits were incurred over the 2016 budget  because revenue generation could not meet up to the estimated value.
He said; “There is need to exercise a bit of caution on borrowing. The amount is a significant sum; we should ensure that the proceeds of borrowing do not go into recurrent expenditure. We need to put structures in place. Again, there must be greater coordination between the regulators; the SEC, NAICOM, CBN and PENCOM because they hold the bulk of government papers and pool of fund. While SEC is trying to deepen the market, it must pull other regulators along for proper coordination. The PENCOM assets must go into critical sectors of the economy to drive growth.”
Mr Johnson Chukwu, CEO of Cowry Asset Management Limited added that the government should look at more privatisation options in improving the economy of the Nation, citing that the government are unable to efficiently manage assets. He also called for the government to publicly declare the assets which the money is intended to fund, its execution timeline and infrastructure projects at various locations across the country to enhance positive results.
Mr. Chukwu added; “There has to be aggression in the whole process. A robust privatisation timeline and timetable must be made public. There must be certainty in the foreign exchange. There must be a legal frame work that would involve the private sectors in infrastructure development."
The Head, Economic Research and Policy Management Division, SEC, Dr Afolabi Olowookere, advised that the foreign exchange policy should be properly manage otherwise the budget deficit of N2.36 trillion will negatively affect the market equities and the performance and operations of companies.

Wednesday, 8 February 2017

Lagos State Government pays N597m to 148 retirees

The Guardian reports that the Lagos State government has paid a total sum of N597m to 148 retirees from the civil service, Local governments, state universal basic education board (SUBEB), Teachers Establishments and Pensions Office (TEPO) and other government agencies and parastatals. This latest payment means the administration of Governor Ambode has so far paid the total sum of N24,426 billion as accrued pension to 5,668 retirees under the Contributory Pension Scheme (CPS).

Director General of Lagos State Pension Commission (LASPEC), Mrs Folashade Onanuga expressed Governor Ambode's resolve to assist all retirees after their service to have a better life. Mrs Folashade was speaking at the first 2017 presentation of retirement benefit bond to the 35th batch of contributory pension scheme retirees in Lagos state.

Mrs Folashade urged all the retirees to be very mindful of scammers, adding that any retiree interested in Life Annuity Services for payment of their monthly pension can register now.  She also informed them that Pension Fund Administrators (PFA) will now transfer the premium for the life annuity services to Pension Fund Custodians (PFC) appointed by the life insurance companies.

Mrs Yetunde Fawehinmi, a legal practitioner who was a guest speaker at the presentation advised the retirees on the importance of "Will Writing", asking them to make due preparations ahead of the inevitability of death. She said; “Death is a necessary end, whether you like it or not. It is very important to document how you would like your belongings to be shared. If you don’t, it is the government that will do it for you, in case there is rancour among those you left behind concerning your estate.”
The retirees expressed their gratitude to the Governor and the Lagos State Pension Commission (LASPEC) for the good work so far on the payment of accrued pension rights.

Tuesday, 7 February 2017


Polocity is a fast-rising entrant in the Nigerian fashion industry. At a time when it’s a real struggle to get the value of your money, Polocity has ensured that all its clients get double value for every purchase made.

Leveraging on the maximum support and resolution of renowned global fashion brand Ralph Lauren, Polocity has established itself as the number one leading fashion merchant in Nigeria. A major sway which has made Polocity stand-out from competition and endearing to their esteemed clients is their ability to successfully blend between the middle and upper class socio-economic strata in Nigeria.

Speaking from a personal experience, Polocity has set a standard for itself on the basis of utmost professionalism and maximum customer satisfaction.  As much as they are a growing brand, they have created a solid base of experienced employees in the fashion industry across the country.

Polocity is a dynamic brand that deals in all the latest authentic clothing for all age groups and gender like jackets, shoes, shirts, shorts, dresses and lots more. They also boast the latest exquisite collections of accessories like bags, belts, wallets, sunglasses, designer key rings, fragrances and many more.

Polocity offers free shipping to customers with purchases above N60, 000 anywhere across Nigeria. As part of their bid to serve customers better, polocity has a refund policy to every client. Customer supports are always available to assist clients on phone, email and at various store locations in Nigeria.

For information or inquiry, visit their website or Call: 08023527816, 09093830275, or email

For more articles like this, contact us on 

Nigeria saves $500 million from direct sales of crude oil — NNPC (premiumtimesng)

Nigerian National Petroleum Corporation (NNPC) announced that Nigeria saves over $500 Million from the direct sale of Crude Oil and Direct Purchase of Products (DSDP) programme.

The announcement was made at the NNPC Towers in Abuja by Maikanti Baru, the Group Managing Director of NNPC in a meeting with interested bidders. Mr. Baru said that the DSDP has saved $500 million, especially in the reduction of the amount paid on demurrage by NNPC. He described the DSDP as a main source of the corporations' petroleum supply portfolio, stating that since its implementation, supply of petroleum products has been stabilised.

He said; “The DSDP programme has ensured that the supply from the refineries is fully augmented to meet national supply and sustained over 30 days sufficiency of Premium Motor Spirit, PMS, otherwise known as petrol”.

Mr. Baru explained that the partnership between NNPC and product suppliers was enhanced by the transparency of the DSDP programme. He attributed the significant changes so far made by the corporation in the past one year as the  major catalyst in the improvement of quality and assurance.

Mr. Baru stated that; “One of the cardinal principles of NNPC under my leadership is the entrenchment of measures that will ensure transparency, accountability, performance and profitability in line with our FACT principle of a Focused, Accountable, Competitive, Transparent Organization conducting its business with Integrity as enshrined in our 12 Business Focus Areas (BUFA)”.

While in a released statement by NNPC spokesperson, Ndu Ughumadu cited that over 128 local and foreign oil and gas companies have signified their interest to participate in the DSDP programme. Mr. Ughumadu explained that the DSDP programme was implemented in 2016, and it is carried out through the direct sales of crude oil to refiners or consultants, who supply NNPC with equivalent worth of products. He also said the first batch of bids will last for one year, starting from 1st of April.

According to the statement, the Group General Manager, Crude Oil Marketing Division, Mele Kyari, said the tender process was to optimize revenue for the Federal Government in compliance with the anti-corruption drive of the Government, adding that yardsticks for successful bidders would include, possession of financial strength, cognate experience in crude oil business as well as competence to deliver on mandate.


Naij reports that on Thursday 2nd of 2017, the Federal Government of Nigeria kicked-off its new housing scheme for civil servants; The Federal Integrated Staff Housing (FISH).
Speaking at a one-day FISH workshop in Abuja, head of civil service of Nigeria, Mrs Winifred Oyo-Ita explained that the programme is an important step taken by the Government to provide affordable and comfortable accommodation for civil servants.
Mrs Oyo-Ita said the FISH programme will also provide lands with title deeds and all required documents from the Federal Capital Territory Administration and states across the federation.
Still speaking, Mrs Oyo-Ita says the federal government has mapped-out N30 Billion for the implementation of the FISH programme to provide houses for all civil servants. She also cited that over 23,000 civil servants are currently registered for the programme.

She said; “The financial commitments in this arrangement which is currently in the region of N30 billion brought us to the realization that we require innovative strategies in financing the FISH project beyond the traditional sources like, the Federal government Staff Housing Loans Board, FGSHLB and the Federal Mortgage Bank of Nigeria, FMBN. The FGBN grant housing loans to public servants at three percent and FMBN grant mortgage at six percent interest rate through primary mortgage institutions to civil servants and other Nigerians who are contributors to the National Housing Funds.”
Mrs Oyo-Ita also stressed the importance of the programme in eradicating middlemen and other land speculation issues from the value-chain. She said the FISH programme is aimed at tackling all issues experienced by citizens when acquiring lands.

Wednesday, 1 February 2017


Regardless of how many interviews you’ve had, there is always a need for practice if you intend to go for another one. According to Scott Dobroski, a career trend analyst with Glassdoor, “over and over again, we see some very common interview questions asked at companies for nearly all job titles, if you are aware and prepared for what is nearly always asked in any interview, you will start the interview off on a great foot.”
Glassdoor is a career site, and they have analysed interview reviews and came up with a list of 50 common questions that are asked in any interview. This will help you prepare better when next you sit for an interview. 

     1. What are your strengths?
     2.  What are your weaknesses?
     3.   Why are you interested in working for [company name]?
     4.   Where do you see yourself in five years? Ten years?
     5.   Why do you want to leave your current company?
     6.   Why was there a gap in your employment between [date] and [date]?
     7.  What can you offer us that someone else cannot?
     8.   What are three things your former manager would like you to improve on?
     9.   Are you willing to relocate?
   10.  Are you willing to travel?
   11.  Tell me about an accomplishment you are most proud of.
   12.  Tell me about a time you made a mistake.
   13.  What is your dream job?
   14.  How did you hear about this position?
   15.  What would you look to accomplish in the first 30/60/90 days on the job?
   16.  Discuss your resume.
   17.  Discuss your educational background.
   18.  Describe yourself.
   19.  Tell me how you handled a difficult situation.
   20.  Why should we hire you?
   21.  Why are you looking for a new job?
   22.  Would you work holidays/weekends?
   23.  How would you deal with an angry or irate customer?
   24.  What are your salary requirements? 
   25.  Give a time when you went above and beyond the requirements for a project.
   26.  Who are our competitors?
   27.  What was your biggest failure?
   28.  What motivates you?
   29.  What’s your availability?
   30.  Who’s your mentor?
   31.  Tell me about a time when you disagreed with your boss.
   32.  How do you handle pressure?
   33.  What is the name of our CEO?
   34.  What are your career goals?
   35.  What gets you up in the morning?
   36.  What would your direct reports say about you?
   37.  What were your bosses’ strengths/weaknesses?
   38.  If I called your boss right now and asked him/her what is an area that you could improve on, what would he/she say?
   39.  Are you a leader or a follower?
   40.  What was the last book you read for fun?
   41.  What are your co-worker pet peeves?
   42.  What are your hobbies?
   43.  What is your favourite website?
   44.  What makes you uncomfortable?
   45.  What are some of your leadership experiences?
   46.  How would you fire someone?
   47.  What do you like the most and least about working in this industry?
   48.  Would you work 40+ hours a week?
   49.  What questions haven’t I asked you?
   50.  What questions do you have for me?

The key to a successful interview is starting well; interviewers always take note when they see that an applicant has prepared for an interview and this puts you in a better position with them.
Mr. Dobroski said practising for an interview in front of the mirror, or asking for reviews from family and friends on your interview answers is a very effective method to get you ready.
Dana Leavy-Detrick who is the chief creative scribe at Brooklyn Resume studio said that you should practice subjective stories to better explain your strengths and how you reacted in a difficult situation. He added that practice is key.

This article originally appeared on business news daily.

Tuesday, 31 January 2017


Social media has become one of the most commonly used marketing strategies for businesses to promote their products and services. Social media marketing is very important, but without the right strategy to push your online campaigns, your messages may not get to the right audience.
One essential factor to consider when you wish to promote your online presence is to select the most appropriate platform that is more efficient for your business type.
Understanding how each social platform works is the first step to choosing the right platform for you and getting the best out of it. Below are the most popular social media platforms and how to get the best possible outcome.
With over 1.8 billion active users, Facebook is the biggest online social media platform. Facebook is a global brand that connects people from different social, political and economical stratum. It is arguably the best platform to promote your business, owing to its vast popularity.

Facebook has been in existence for 13 years now. Part of the reason Facebook is important for your business is its versatility. It is comprehensive and mobile. Facebooks’ page feature enables you connect with organisations and businesses.
Like all other platforms, Facebook registration is free. You can share pictures, videos, write ups, or business information on your page for free, and it has categories for every business type. However, Facebook offers you the opportunity to sponsor your posts at minimal cost to ensure they reach a wider audience.
Youtube is a Google owned platform that boasts more than a billion users. It is a video-sharing platform where users share videos, comment, and rate. Upon registration on Youtube, you automatically get assigned to a Youtube channel where your subscribers can get all the latest notifications on every video you share.
Youtube is over 10 years old, and over the years, it has evolved to one of the most profitable online social platform. Google Adsense gives users the chance to be paid for reaching certain amount of video views on the site. Youtube is essential for news and entertainment.
Youtube gives your business a chance to be visually creative. For businesses intending to use youtube as a major platform, it is important to enlist the services of a good video editor that can create contents relating to your products and services or you can easily contract an already established Youtuber with large subscribers to help post and promote you videos.

Instagram is also a visual social network that boasts of over 600 million users. It is currently owned by Facebook. Users can post videos and pictures. Instagram offers users the unique feature to edit videos and pictures before posting. Instagram is a strictly mobile platform.
Owing to its unique editing features, Instagram users thrive more on high quality videos and pictures. For your business to succeed on Instagram, you need to post captivating pictures or videos with high quality. You also need the right hashtags to accompany your posts. Instagram, like Facebook, gives you a chance to boost your posts on sponsored ads.
Twitter is a platform that has over 320 million active users. It offers the option of 140 characters text that can be accompanied with pictures or videos. This makes Twitter a very reliable platform for connecting with clients all over the world.
Twitter is a great platform to spread the word on your business through the retweet option which enables followers of other users to see your tweets. It also helps you interact better with your active customers whom may have enquiries or complaints.
The use of hashtags is also relevant in promoting your posts. You can also mention a Twitter user with lots of followers to retweet your posts to their vast followership.
Retweeting other people’s contents also helps in creating a balance for your followers, to ensure they don’t get bored strictly on your business posts.

Social media, if used appropriately can become a powerful tool for your business. Contact us on info@vivacity for more information or assistance in promoting your social media presence.

Monday, 30 January 2017


Event management is the application of project management to the creation and development of large scale events such as festivals, conferences, ceremonies, corporate parties, concerts or conventions.

Event management is one of the most lucrative start-up businesses one can venture into. The advantages are numerous. If you wish to start an event management business, here are five essential tips to help you get started;

First step to building a successful event management business is learning the trade. Experience is required to succeed as an event planner, but it is not compulsory particularly when you are passionate about it, and are willing to learn. While it is good to be an all-round event planner, it is very vital to attain specialty on a particular type of event. You need to be creative, and possess a great deal of communication skills; very essential in dealing with over-demanding clients.

Sometimes in event planning, it’s not what you know, but who you know. You may be a really good event planner, but without the right people to help propel your business, you may encounter some difficulties along the way. Knowing the right people is essential. You can start by attending seminars, workshops, exhibitions and social events. This way you can be sure of obtaining substantial contacts. Another method that is very essential for your business growth is your online social media presence. Your craft needs to be seen. With the right promotion across various platforms, people are definitely going to reach out. In fact, your major marketing campaigns should be done online than offline.

Business registration is very vital. One common mistake event planners tend to make is not to register their business. Since event management doesn’t require the formality demanded from a corporate organisation, many tend to ignore this aspect. But registering your business goes a long way in defining your business as a brand. You can create a logo, develop your website, business card, and lots more. It gives you leverage over small time businesses without registration. Some people or organisations don’t want to do business with an unregistered business name, hence no matter how fancy your business name might sound, it is pointless without being registered. You can easily bid for big-time events, with the right paper work. This goes a long way in solidifying a long-lasting relationship with your client, meaning your company is always the first to be mentioned when an event rolls-bye.

Like every business, this is no different, you need a business plan. Business plans are like the rule book for every business. Business plan helps you identify your target market, your estimated income and expenditure, your competitors, the advantages and disadvantages of your business, better marketing strategies, and so on. You can also determine how much capital and man power is required for you to start-up.  Another advantage for a business plan is that it can be used to obtain loan from the bank if necessary. Create a business plan as a guide to fall back on when faced with certain circumstances.

Perseverance is very important. You simply cannot ignore it. It is one of the essential skills you need to master besides being able to plan an event. You need to be aware of the fact that business might start slowly, but if you’re ticking all the right boxes, everything will fall into place. You may start struggling to keep up with the demands, hence the need for an expansion. Perseverance is also required when dealing with clients. Some clients can be very demanding, and sometimes you simply can’t go through planning an event for them without having to build some sort of personal relationship with them to help you clearly see what they want their event to look like.

Now you know what you need to do, it’s time to get to work. You can start by simply promoting your business online. Drop us a line on for more information or assistance.


Contrary to popular opinion, i really look forward to Mondays. Monday brings about a certain sense of belief, a fresh start, the beginning of something new. It is widely believed that how you spend your Monday determines how the rest of your week goes.

One of the major reasons why most people don’t look forward to Monday is because of the relaxation obtained over the weekend, the knowledge that you won’t be able to sleep for extended hours in the morning. While you think this is a problem, it is actually a blessing in disguise. As humans, we need a push every now and then to be able to carry out our functions. And that is exactly what Monday does.

Monday offers you a second chance at fresh opportunities. You just need the right attitude. The right attitude brings on positive energy; this energy is exerted towards productivity.

While most people wait until the New Year to set goals and targets, I always set mine on Monday. And at the end of the week, I run a check on the list of goals which I achieved. You could also use this method to analyse your weekly progression, and if you succeed to accomplish at least 70% of your To-do list, Friday would feel much better.

Mondays are usually perceived as a really serious day. Instead of being scared of this prospect, take advantage of it; otherwise what other day of the week would you rather pick as your most serious day. Monday keeps you grounded; it ensures you carry out your tasks with all seriousness. It brings you back to the realities of life, after a rather lazy weekend.

After a while, when your love for Mondays is fully in manifestation, just like mine is right now, you develop some sort of guide or routine. You form healthy habits and build a positive mindset. No doubt it’s a really great feeling when you’re about going to bed and it dawns on you that you don’t have to wake up at a certain time by the morning. Alarms can be very annoying, but Monday has helped me overcome this fear of waking up at a particular time. I often wake up before my alarm goes off. This is a healthy attitude, it keeps me focused. This attitude starts manifesting in almost every aspect of my life, things start happening.

When you form a routine on Monday, the rest of the week just breeze through. Sometimes I vision Monday to be a person; that person that has to do the not-so pretty stuffs to ensure you’re happy, and then you turn around to hate them, not realising the sacrifices they had to make. Don’t you think Monday would be happier if it were given the sort of love Friday gets? Without Monday, you probably would love everyday to be a holiday. Monday keeps you sharp, and makes you take the rest of the week more seriously, which makes weekends feel great as they do.

Only you can change your perception of Monday. Society has labelled Monday as a bad day, this is not true. It all depends on our approach, and how we react when faced with different situations; mental strength is essential.

Try something new for a change. You can absolutely take your mind off everything going on around you by listening to some soothing music on your way to work, create a healthy vibe, and follow a different route on your way to work. Who says you can only hang-out on Fridays; on your way back from work, no matter how stressful, try to treat yourself. Just because it’s Monday doesn’t mean you don’t have to smile, it’s only a preconceived notion. A little bit of smiling can do the trick.

Mondays are wonderful and necessary, Monday is structural and foundational, and if you still feel there’s no reason for you to look forward to Monday, imagine the joy of seeing another beautiful day alive and healthy.

Here’s to wishing you a very productive Monday!!!